REVERSE EXCHANGE FINANCING

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how it works
how it works

  • Reverse 1031 Exchange Specialists

Finance Your
Replacement Property
Before You Sell

When the perfect property appears before you're ready to sell, we provide the bridge financing to seize the opportunity — and preserve your tax deferral.

Our Solutions

Financing Built for Exchange Professionals

⚡

Reverse Exchange Financing

Short-term bridge loans to acquire your replacement property before selling your relinquished assets. We understand QEAT structures and move fast — term sheets in 72 hours.

🏛

Improvement Exchange Financing

Need to renovate or build-to-suit your replacement property? We finance construction and improvements during the exchange window with flexible draw schedules.

💼

Portfolio Exchanges

For investors managing multiple properties in a single exchange, we provide sophisticated financing that handles the complexity of consolidated or sequential exchanges.

What Our Clients Say

Trusted by Investors
and the Professionals Who Serve Them

"I had 45 days to close on a property worth more than everything I was selling combined — before I'd sold anything. R1031X made that possible, and my tax deferral stayed intact."

David M.

Private Real Estate Investor, Bay Area to Phoenix

"Working with R1031X was the difference between completing our client's exchange and watching the deal collapse. They understood the QEAT structure from day one."

Jennifer K.

Regional Director, National QI Firm

Simple Process

From Application to Closing in Days

1

Submit Application

Property details, timeline, and financials through our secure form

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2

Receive Term Sheet

Preliminary terms within 72 hours of complete application

3
→

Underwriting

We coordinate with your QI and legal team for approval

→
4

Fund & Close

Funds delivered to QEAT.
Your 180-day exchange window begins

Common Questions

Everything You Need to Know

  • In a reverse exchange, you acquire the replacement property BEFORE selling your relinquished property. This allows you to act quickly on opportunities in competitive markets while still deferring capital gains taxes under IRS Section 1031.

  • We issue preliminary term sheets within 72 hours of receiving a complete application. Full underwriting and approval typically takes 7-10 business days, depending on the complexity of your exchange.

  • It's helpful but not required before contacting us. We work alongside QIs every day and can provide referrals to experienced exchange accommodators if needed. We'll coordinate directly with your QI throughout the process.

  • We finance most income-producing property types: multifamily, commercial, industrial, mixed-use, retail, NNN-leased properties, and investment land. Primary residences and properties held for personal use do not qualify for 1031 treatment.

    If you own a Primary Residence and are looking to "Buy Before Selling", please visit our sister site, www.BuyBeforeSell.com

  • The 180-day deadline is absolute under IRS rules with very limited exceptions. We work with you during underwriting to honestly assess your exit timeline and may offer loan extensions up to 18 months in certain situations.

Ready to Move Forward?

Your Opportunity Doesn't
Have to Wait

Tell us about your exchange and we'll have a specialist reach out within one business day.

get financing
get financing

Or call us directly: 925-381-8190 | Available Mon–Fri, 8:00am-6:00pm PST