Built to Solve
the Financing Gap
Most lenders won't finance properties held in QEAT structures. We exist because reverse 1031 exchanges shouldn't fail for lack of capital.Our Story
Why R1031X Exists
Reverse 1031 exchanges are one of the most powerful tools in real estate tax planning — allowing investors to acquire replacement properties before selling their existing assets. But for years, there's been a structural problem: conventional lenders don't understand QEAT structures, and most won't lend to Exchange Accommodation Titleholders. This creates an absurd situation where investors lose deals — not because of poor underwriting or lack of equity, but because their financing partner doesn't know how to work within an exchange framework. Tax advisors recommend reverse exchanges. Qualified Intermediaries set them up. And then the deal dies because no one will fund it. R1031X was built to close that gap. We are specialists in reverse exchange financing. It's not a side product or an occasional accommodation — it's what we do. Our team understands Rev. Proc. 2000-37, we work directly with QIs, and we structure loans that maintain IRS compliance while delivering the speed investors need in competitive markets. Our clients include individual investors scaling their portfolios, family offices executing complex transitions, and institutional players managing sophisticated exchange strategies.
Our Differentiators
The Financing Partner
Specialists Trust
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Speed That Matters
Term sheets in 72 hours. Full approval in 7-10 business days. We know that reverse exchange opportunities don't wait, and neither do we.
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Deep 1031 Expertise
Our underwriters speak the language of exchange professionals. We understand QEAT structures, Safe Harbor requirements, and the nuances of complex exchanges.
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QI Partnership Model
We work alongside your Qualified Intermediary — not around them. Seamless coordination, clear documentation, and mutual respect for the exchange process.
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Nationwide Coverage
We finance exchanges in nearly every state in the country. Whether you're in a high-cost coastal market or a secondary Midwest city, we have the capital and expertise to support your deal.
Work With Us
Let's Finance
Your Exchange
Whether you're an investor executing your first reverse exchange or a QI with a client who needs financing, we're here to help.
Or call us directly: 925-381-8190 | Available Mon–Fri, 8:00am-6:00pm PST